Satisfaction with one’s current healthcare provider is based on your perception of what you have in terms of coverage and also your experiences with them.  Most people are happy, I postulate, in large part because their experience with their insurance provider is limited and also within the scope of what the insurance company knows it must do to keep most people satisfied to keep their business.  However, all to often, and generally at the worst possible times, people find their coverage and service is not what they understood or feel it should be.  Here are some of the reasons people do not like their plan.

  1. When they need coverage, they find they are not covered for what they need.
  2. They are denied coverage they should get and have to fight the insurance company.
  3. The cost or part of the cost of their care is denied at the sole descression of the health insurance company.
  4. They are dropped from plan when they get sick.
  5. They are fired because they raise their employer’s insurance costs due to major illness.
  6. They lose coverage when they become too sick to work.
  7. They lose coverage if let go, laid off, fired, downsized, etc.
  8. They cannot get on a new plan because of age, cost, preexisting condition even if they were on plan before.
  9. They cannot change jobs because they would lose their current coverage
  10. They cannot retire before 65 because they cannot get decent, affordable or any health insurance coverage.
  11. Their plan was designed to keep the cost of healthcare low for the insurance company and employer by shifting costs to employee or lowering benefits.
  12. Employers start raising employee contributions, deductibles, copays and employee starts seeing how much insurance really costs
  13. Those covered learn how much of the money they pay into get coverage goes for excessive compensation, bonuses, stock options, fancy meetings and events, high dividends, perks, marketing and fighting those covered who are denied coverage.
  14. Run into denial of benefits needed to maintain life or quality of life.
  15. Go bankrupt because of an illness even with paying for coverage because they exceed their caps designed to control risk for insurance companies and investors at expense of the insured.
  16. Learn how much less it costs Medicare to administer coverage because they have a more efficient  system and it is not profit driven.
  17. Cannot afford decent or any coverage.
  18. Pay the entire cost of their healthcare insurance premiums.
  19. Know their premium cost and understand their benefit limits.
  20. Believe they should not have to pay for the direct or indirect costs of people who can afford insurance but don’t get it then can’t pay their medical bills. (Freeloaders making things more expensive for those with coverage.)
  21. Any business owner or small business owner who lost money from a customer/client going bankrupt because of health care expenses they could not pay.
  22. Anyone who pays more credit card interest or higher prices for goods and services health and not health related because of medical bankruptcies.

Luckily many of the problems above will be fixed by ObamaCare.

Also see why so many people say they like their coverage.